DMD FINANCIAL AGENCY INC.

Important Disclosures

Understand who provides a service, what may vary and which questions to ask before making a decision.
Last updated: October 25, 2026.
Licensing information · Who provides your service

Licensing information and our role

DMD Financial Agency Inc. supports independent insurance professionals and provides insurance and planning education. DMD is not an insurance company. Products are issued by the identified carriers.
Before applying: Ask for the agency’s and individual professional’s legal name, applicable license or registration number, authorized jurisdiction and carrier appointment. Contact info@dmdfinancialagency.com or (346) 683-2830 for the information relevant to your request, then verify it with the appropriate regulator.
Solicitation and sales must be conducted by appropriately licensed and appointed professionals. Availability varies by state, province, territory, insurer and product. A website reference to a location does not establish authorization for every service or professional.

Who provides your service

Insurance: The identified insurer issues the contract; the licensed and appointed professional handles the insurance transaction within their authority.
Other professional services: DMD Financial Agency Inc. does not itself provide securities or investment advisory, legal, tax or debt settlement services. Any separate services offered by an individual agent or outside professional are provided under that professional’s own applicable licenses, registrations, agreements and supervision.
Before engaging a provider, confirm the responsible legal entity, credentials, scope, fees and conflicts. A DMD inquiry or referral does not itself create a professional engagement or guarantee an outcome.

Insurance coverage and living benefits

Descriptions are educational summaries, not quotes or complete policy terms. Underwriting, premiums, exclusions, limitations, waiting periods, riders and availability vary. Coverage is subject to the issued policy and required payments. Living benefits require qualifying conditions and may involve charges or reductions to cash values and the remaining death benefit. Read the applicable policy and rider.

Annuities and retirement

Annuities are insurance contracts, generally intended for long-term use. Guarantees depend on the issuing insurer’s claims-paying ability. Surrender charges, withdrawal limits, market value adjustments, fees and tax consequences may apply. Annuities are not bank deposits or FDIC-insured. Market-based products involve additional risks. Discuss suitability, liquidity and costs with an appropriately licensed professional; consult a tax adviser about your circumstances.

Health coverage and Medicare

We are not connected with or endorsed by the U.S. government or the federal Medicare program. Plans, provider networks, drug coverage, costs and enrollment eligibility vary by location and can change. Not every plan available in your area is represented on this website. Visit Medicare.gov or call 1-800-MEDICARE to review Medicare options. Confirm the exact plan, service area, participating providers, prescriptions and applicable enrollment rules before enrolling.

Debt, tax, legal and education planning resources

Debt settlement can harm credit, involve fees and collection or litigation risk, and create potential tax consequences. Creditors are not required to settle. Review alternatives and verify the provider’s authorization. Legal documents should be reviewed with a qualified attorney; tax strategies with a qualified tax professional. College savings and aid decisions require review of eligibility, costs, investment risks and tax treatment.

Agent opportunities and compensation

Agent opportunities are not promises of employment, earnings or a particular commission level. Compensation, advancement and eligibility depend on applicable contracts, licensing, appointments, production and other requirements. Costs and chargebacks may apply. Results vary, and no income or business growth is guaranteed. Ask for the current written terms before making a commitment.

Brands, images and further questions

Carrier and partner names and logos belong to their respective owners. Their appearance does not guarantee approval, affiliation with every listed professional or availability of every product through DMD. Some site imagery is illustrative, and team portraits may be digitally enhanced. For clarification or to request the responsible professional’s licensing information, contact info@dmdfinancialagency.com or (346) 683-2830. Last updated: October 25, 2026.