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Got Questions?

Transparency and open communication are at the heart of how we work. That’s why we believe in answering your questions honestly and thoroughly before we even begin working together.

Got Questions? We've Got Answers!

Have questions about our process, timelines, or services? Here are some quick answers to help you understand how we work and what to expect from the collaboration.

  • How it works – Get clear and simple explanations.
  • Need support? – Reach out, and we’ll respond quickly.
  • Looking for details? – Browse through our FAQs for instant answers.

We believe that clarity is key. Whether you’re curious about our services, need assistance, or just want to know more, we’re here to help!

What is an Independent Marketing Organization (IMO)?

An IMO connects independent insurance professionals with insurance carriers, products, and business resources. It helps agents navigate contracting, access support, and build their businesses while serving their clients.

How do I get started with DMD?

Start by contacting our team. We’ll learn about your goals, discuss the opportunity, and walk you through the next steps for licensing, onboarding, and carrier contracting.

Do I need an insurance license to get started?

No. You can begin your journey with DMD before you’re licensed. We offer proven study materials and practical study techniques to help you prepare for your state’s insurance licensing exam. Before selling or soliciting insurance, you must complete the required licensing, training, and carrier approvals.

Are marketing tools and technology available?

Yes. Through our relationships with Integrity and One Resource Group (ORG), DMD connects agents with technology and marketing resources designed to simplify daily business and support growth. Available resources include client management, quoting and electronic applications, customizable marketing materials, and tools for tracking cases and commissions. Our team will help you get started and explain which resources are available to you, including any requirements or costs.

Do you offer training?

Yes. We offer comprehensive training four to five days a week in both English and Spanish. Whether you’re new to the industry or an experienced agent, our training is designed to strengthen your knowledge, build confidence, and help you grow your business.

Do I have to recruit to earn higher commissions?

No. At DMD, we offer two paths for growth: the personal producer route and the agency builder route. You can advance by focusing on your own production or by building and supporting a team. Whichever path fits your goals, there’s a place for you at DMD.

How long does it take to become appointed?

Timing varies by carrier and the completeness of your application. Licensing, background reviews, required training, and existing appointments can affect the process.

What products and carriers can I work with?

Available options depend on your license, state, and approved carrier appointments. Our team can help you explore the products and carrier relationships that fit the clients you want to serve.

Do you offer carrier appointments for health insurance and Medicare?

Yes. In addition to our life insurance and financial services offerings, DMD provides contracting opportunities with a range of health insurance carriers, including Marketplace, private health insurance, and Medicare options. Availability depends on your state, licensing, required certifications, and carrier approval.

Are there costs involved in getting started?

There may be expenses for licensing, exams, background checks, E&Os, or optional business resources. Our team can explain the applicable costs before you move forward.