SERVICES / HEALTH COVERAGE
Coverage you understand.
Support for your next chapter.
Start with the coverage path that fits your situation: health insurance for individuals and families, or Medicare for eligible people. Contact DMD to ask which options and appropriately authorized professionals are available for your location. Before receiving plan recommendations or enrollment assistance, confirm the individual’s applicable license, required certifications and carrier appointments.
Marketplace coverage, other private health plans and Medicare follow different rules. Your age, location, eligibility and enrollment period affect what is available. Compare coverage details and total expected costs, not just the monthly premium.
01
Review the deductible, copayments, coinsurance, network and out-of-pocket limits. Confirm whether a plan is comprehensive coverage; limited-benefit products work differently.
02
Includes Part A and Part B. Separate Part D prescription coverage and Medigap may be options. Eligibility and enrollment timing matter.
03
A private-plan alternative to Original Medicare, often including drug coverage. Networks, prior authorization and cost-sharing vary. Medigap does not supplement Medicare Advantage.
MAKE AN INFORMED CHOICE
Discuss your household, location, enrollment eligibility, doctors, prescriptions and budget with an appropriately licensed and appointed professional. Compare Marketplace and other available private coverage, including total costs, provider networks and whether the plan is comprehensive insurance. Ask DMD which resources or introductions are available; plan access and professional authorization must be confirmed for your location.
Review eligibility and enrollment timing first. Compare Original Medicare with appropriate Part D and possible Medigap coverage against Medicare Advantage, considering doctors, prescriptions, travel and total costs. Ask DMD about available resources and appropriately authorized assistance, and verify the responsible professional’s credentials and plan appointments. Use Medicare.gov to review all available options. Do not cancel existing coverage until effective dates and enrollment rights are confirmed.
KNOW YOUR OPTIONS
Explore health and Medicare coverage information from established companies. Available plans, networks and eligibility vary by location.
Medicare Supplement insurance information. Available plans and issuing companies vary by state.
Health and Medicare coverage information, with plan options that vary by location and eligibility.
Explore health coverage through your local Blue Cross Blue Shield company. Plans and networks vary by service area.
External resources are provided for education. Services, eligibility, costs and terms are set by each provider. Company names and logos belong to their respective owners.
Enrollment windows differ by program. Certain life events may qualify you for a special enrollment period. Confirm the rules for your situation before ending existing coverage.
No. Deductibles, drug costs and cost-sharing can change total spending. Compare how each plan would work with your expected care.
No. Networks vary by exact plan and location and can change. Confirm participation with both the plan and your providers.
No. Medigap helps pay certain costs alongside Original Medicare. Medicare Advantage is a different way to receive Medicare benefits; the two are not designed to be used together.
FOR DMD AGENTS
Confirm required health and Medicare licensing, certifications and appointments. Review the exact plan, county, provider network, prescriptions and enrollment rights. Use current approved materials and follow applicable contact and enrollment rules.
Let’s talk about the people and plans you want to protect. Our team can help you understand your choices and take the next step with confidence.
General education only. We are not connected with or endorsed by the U.S. government or the federal Medicare program. Coverage and availability vary. Visit Medicare.gov or call 1-800-MEDICARE to review Medicare options; contact your state Marketplace for health coverage information.
LEARN MORE: Medicare coverage choices ↗ / Marketplace total costs ↗ / Texas Medicare Supplement company list ↗